When it comes to car loans and leases in the Beaverton area, our experienced Kuni BMW auto loan staff is waiting to approve your next auto loan today. If you need a car loan for a new BMW or used car, you have come to the right place.
Quick and easy car loan approvals in are available for both new BMW and used cars in Beaverton. We can help with your auto loan approval today; getting approved for a car loan in the Beaverton area online is free, and there are no obligations to buy. You can quickly and easily get approved for your next car loan with us because Kuni BMW has an extensive nationwide network of lenders. Whether it is a new BMW or a used car, auto loans are available for all makes and models. Apply online today using our auto financing application form, and get approved quickly.
Let us customize a car loan program to fit your needs. Visit us in person by coming to 10999 SW Canyon Road, or give us a call.
10999 SW Canyon RoadBeaverton, OR 97005
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.